Interested in Building a Home?

Step by Step Home Building Process

Our 6 Step Process

Building a home should be exciting and fun!  We are committed to doing the right thing and with that in mind we put together this outline to be as transparent as possible about our policies and answer all of your questions about the building process.  If you have any questions, do not hesitate to speak with one of our representatives.



Meet with a loan officer to receive approval to establish your budget


Select Home and Lot

Meet with a sales consultant to discuss home and land packages




Selection your options and finishes.  Sales quote complete




Formal contract is signed with deposit paid




Start the building process after signing your contract


Close &

Move In

Close on your final loan, take possession and enjoy your new home 


1. Financing Pre-Approval


The mortgage process may at first seem intimidating and overwhelming, which is completely understandable.  Buying a new home is a huge financial decision.  We have tried to simplify this process with our preferred lender: Wells Fargo, which has a dedicated team of professionals committed to helping our customers achieve their dream of home ownership.  You are by no means required to use our preferred lender, we welcome all lenders.


Your loan officer will assist you with the pre-approval process, as well as, help you evaluate different mortgage programs, payments etc. After collecting needed financial information and discussing payments, the bank will issue a pre-approval letter, which is a written statement stating that based on the information you provided (income and credit) you qualify for a particular loan amount under that lender’s guidelines.  Most pre-approval letters are good for 60 to 90 days.  Pre-approval letters are subject to modification or cancellation if your financial situation or other conditions change.  It is also not an offer to lend, a commitment to make a loan, or a guarantee of specific rates or terms. 

2. Select Home & Lot

Preliminary Concept Meeting


Your home is an expression of your personality, lifestyle and needs. Choose a floorplan that reflects those needs with consideration to space, livability, modern conveniences, features and budget.


Any estimated purchase price discussed at this point is for estimate purposes only and is not to be considered an offer or intent to sell at a specific price.  Homes are subject to option costs and/or location premiums and may change without notice.  Home price is not final until purchase agreement is executed with deposit.   


Secure A Home Site


At this point it is time to decide where you want your home to be built within the community.  There are a few factors to consider when selecting your home site.


  1. Availability – Refer to our latest plat map for a full list of available lots.

  2. Lot Premium – Some lots may be more expensive than our standard lot price for the development.  Please refer to our lot premium list to find the price that will be added to the base price of each home.  Premiums take into account lot type, location and size.

  3. Lot Type – Standard, Daylight or Walkout.  There are pros and cons to each lot type, as well, as pricing.  A New Home Consultant can speak with you about why clients may choose one lot type over another.

    1. Walkout lots have enough slope to make a home’s lower level feel similar to the other levels in the home.  Walkout basements offer full windows that brighten up the lower level and full access to the backyard. 

    2. Daylight lots, also called lookout lots, provide a balance between walkout and standard lots.  Homes that feature a daylight basement have full windows in the basement, but no basement access to the backyard. 

    3. Standard lots are generally flat.  Homes built on a standard lot include egress windows in the lower level basement, but offer you direct access to a patio or your yard from the main level.

  4. Lot Location - Some lots may provide more privacy than others or may have more attractive views.

  5. Lot Size – Not all lots are the same size, please consult the detailed plat map for size details.


Once you have chosen your desired home site, you can choose to hold the lot for up to one week with a refundable deposit of $500.  This deposit is completely refundable should you choose to not move forward.  The intention is for the client to use this time to finish personalizing their home plan and the builder to prepare the purchase agreement and detailed specifications.


Personalize Your Home Plan


One of the most exciting benefits of purchasing a new home is the ability to personalize it to fit your own personal style.  Element Homes is committed to providing Quality, Value and Integrity.  In order to provide you with the best value, we have optioned many features so that you can choose and customize your home to meet your lifestyle and your budget.  Our New Home Consultant will share a list of available upgrades and options.

3. Select Finishes


Clients go through the design process at different speeds.  Many of our industry peers try to limit this process to about two hours.  At Element we know that selecting your finishes may take a little more time.  We will arrange for up to three two-hour selection sessions with someone from our team, so you have time to view, review and revisit with us.  At Element we also can provide pre-designed color palettes and potential selection combinations.


You will be selecting many finishes, some examples include: Appliances, Cabinetry, Countertops, Lighting, Flooring, Paint, Plumbing Fixtures, Stone etc.  At Element we have a great process derived from many years of building custom homes that we think you will enjoy.


In the event that you would like to add any items not already identified, we request that these be documented at this time.  


4. Sign Contract


At this point you have chosen your home site and customized your home plan.  Element homes will have prepared a purchase agreement for you to review, as well as, a Detailed Specifications Document (DSD).  The intention of this document is to protect both the home buyer and the builder.  The DSD, along with the home plan, will clearly lay out all materials that will be used in the construction of your home, and is signed by both parties so there is no confusion along the way of what is and isn’t included.  It is long and detailed, but don’t worry we are here to help explain and answer any questions you may have.


Once you feel comfortable with the final price, lot selection, home plan, associated purchase agreement and detailed specifications the next step would be to sign these documents and place a non-refundable deposit so that we can get started with construction.

The deposit amount is a minimum 3% of the purchase price paid prior to the start of construction.  Variances in this deposit will be agreed upon prior to the start of construction.  For instance, high levels of customization may require additional deposit.  Once the home is completed, the deposit amount will be shown as the down payment to the end loan.  If at the time of completion, the customer is not able to close on the mortgage and take possession of the home, the deposit will be forfeited to Element Homes. 


Element Homes reserves the right to decline sales to buyers who are contingent upon the sale and or close of escrow of any real property, however, Element may consider buyers with contingencies on a case by case basis.


5. Start Building


Once you have made all the fun decisions, we’ll do the rest!  You will be able to follow each step of our construction process.  There are a lot of rigorous steps in building a home.  Below, we have listed a few stages in an attempt to simplify and easily reference.


  • Stage 1: Excavation

    • Break ground for your new home

    • Pour the footings and foundation

    • Lay the underground plumbing systems

  • Stage 2: Framing

    • Building the structure of your new home

    • Walls, roofing, windows and exterior doors are set in place

  • Stage 3: Mechanicals

    • Install your plumbing, electrical and HVAC systems

  • Stage 4: Insulation / Drywall

    • Your home takes shape as drywall is hung and finished

  • Stage 5: Trim / Paint

    • Install cabinets and trim work

    • Paint woodwork, walls and ceilings

  • Stage 6: Flooring, Countertops, Plumbing, Lights and Remaining Finishes

  • Stage 7: Complete - All work is inspected


Construction timelines will be given; however, the builder may adjust completion/closing dates based on weather or other unforeseeable events such as product backorders.


Element Homes sets the final closing date after drywall is complete in most situations.  Weather can be a factor in establishing this date.  At this time the customer will need to have on file lender approval with a clear path to close the home mortgage.  Should the customer not have all loan obligations fulfilled; construction may be halted until Element Homes is satisfied that the customer is clear to close.


It is very important to note that construction sites can be a risky and hazardous area during construction.  Our insurance does not cover any injuries to you, your family or friends while on the job site.  As a result, we strongly urge you to limit your visits to times when it is safest and when contractors are not working on your home.  We understand your desire to view your home as it is being constructed, but your safety is more important.


6. Close & Move In


Homeowner Orientation & Walkthrough


The final walk through and home orientation will be scheduled no sooner than seven days prior to closing.  Attendees will include the Purchasers and representatives of Element Homes.  At this time, we will conduct a comprehensive evaluation of the inside and outside of the home and note any defects and needed repairs on the walk through form.  This form will be signed by all involved parties at the completion of the walk through.  Element Homes will be responsible to correct only the approved work noted on the walk through form.  No items will be added after walk through has been completed. 


During the walk through you will also receive a verbal new home orientation.  For example, the representative will show you the locations of your electrical box, water shut-off valves, reset on the garbage disposal and many other functions within your home. 


Closing & Move In


Once closing is complete, the home’s locks will be taken off master system and re-key to private lock by a representative of Element Homes.  Please note that keys will not be available before proceeds are presented.  Moving companies will not be permitted to deliver household furnishings to the new home before closing, nor will Purchaser(s) be allowed to store any furnishings in garage or basement.  Closing is not complete until proceeds check is presented.


Warranty Follow Up


Under the Element Homes Limited Warranty, Element Homes commits that the components of your Home will perform to the standards listed in the warranty booklet.  Specific components are covered for either one or ten years under the Element Homes Limited Warranty and are expressly limited to those standards and time periods. 


Please take the time to become familiar with this Warranty Booklet and read it in its entirety.  It defines Element Home’s responsibilities to you and your responsibilities to your home.  Your proper maintenance of your home is vital, and if you do not perform the required maintenance on your home, it will limit your warranty rights.  Please follow instructions provided in your warranty booklet to request warranty service.